When you’re on the road, you expect that other motorists have insurance that keeps both them and you protected in the event of an accident. Unfortunately, some motorists don’t follow the law and drive without insurance, and others have insurance but not enough coverage to pay for the full cost of your injury. If you’re in that situation, you absolutely need a seasoned auto accident attorney to represent you.

At D’Amico & Pettinicchi, LLC, we’ve been practicing law in Connecticut for decades. We understand the state’s unique laws concerning uninsured/underinsured car accidents in Watertown, and we have a long track record of results for victims in situations like yours.

Understanding Uninsured and Underinsured Motorist Policies in Connecticut

An uninsured motorist is someone who drives without valid liability insurance for their automobile (which is against the law in Connecticut). In addition, a motorist who can’t be identified—for example, a hit-and-run driver who is never found—is considered uninsured by default. An underinsured motorist is someone who has liability insurance, but the amount of their available liability coverage is inadequate to fully compensate you for your injuries.

When an uninsured or underinsured driver causes an accident in Watertown that leads to serious or fatal injuries, the consequences can be financially catastrophic. That’s why the State of Connecticut requires all drivers to carry uninsured and underinsured motorist protection. This is a type of insurance coverage on your own policy that stands in for the responsible party’s coverage if it is unavailable or inadequate.

How We Can Help You With an Uninsured Motorist Claim

If you’ve been hit by an uninsured or underinsured driver, it’s absolutely vital that you speak with an experienced Watertown attorney immediately. We know how to analyze your insurance policy for uninsured/underinsured motorist protection and investigate further to find any other available coverage. Our goal is to navigate the insurance and help you get the full compensation you need and deserve.

When you contact us, we listen to you, answer your questions and explain your legal options. We’ll deal with the insurance companies on your behalf to protect your interests so you don’t have to and you can focus on healing. In many cases, because of our thorough investigation, preparation, and reputation, we can reach a fair settlement out of court, but we’re always prepared to take them to trial. We relentlessly advocate for victims of uninsured and underinsured motorist accidents because we understand it’s not just a case; it’s your life.

Reach Out to a Watertown Attorney to Discuss Uninsured/Underinsured Car Accidents

Remember it’s critical that you speak with an attorney first before you say anything to the insurance company. Contact D’Amico & Pettinicchi, LLC today to speak with a knowledgeable lawyer about uninsured/underinsured car accidents in Watertown.