Talking to Insurance Companies After a Connecticut Boat Accident
Boating accidents in Connecticut are fairly common, as there were nearly 90,000 registered water vessels in 2023. The popularity of boating and water activities increases the risk that a boat accident will occur, and if you are involved in a collision while boating, you may wonder what the protocol is for contacting the insurance company.
The seasoned boat accident attorneys at D’Amico Pettinicchi Injury Lawyers can help you navigate the insurance claims process, including talking to insurance companies after a Connecticut boating accident. Your priority should be healing from the accident, and you can focus on your health when you leave the claim and legal processes up to our experienced lawyers.
What Should You Say When Speaking to Insurance Companies After a Connecticut Boat Crash?
It’s important that you contact your insurance company after a boating accident, even if you were not at fault for the accident, but you should always speak to a lawyer first. You will likely need to speak to the other boater’s insurance company, as well, and we can arrange for this to occur with your lawyer present. This will ensure that you are not taken advantage of, as the primary goal of the insurance company is to save money by minimizing your injuries and trying to prove that you were at fault in some way. Insurance companies prioritize profit. Neither your insurance provider nor the other boater’s provider have your best interests in mind. Their goal is to pay you as little as possible for your accident claim, which is not the treatment you deserve. We will negotiate directly with the insurance company to fight for a fair settlement.
D’Amico Pettinicchi Injury Lawyers has been helping clients navigate boating accident insurance claims for over 100 combined years. Our experience sets us apart and gives our clients a greater chance of receiving fair settlements from insurance providers.
What To Do After a Boating Accident
Aside from reaching out to a lawyer before contacting the insurance companies about your Connecticut boating accident, there are various other steps that are crucial in the aftermath of a collision. If you are able, do the following after a boat accident:
- Do a Headcount – drowning is a serious concern after a boat accident, so make sure everyone is accounted for. If anyone has fallen into the water, provide assistance to get them to safety.
- Stay at the Scene, but Move the Boats – it’s important that you don’t leave the scene of the accident, but the boats may need to be moved if they are blocking the flow of water traffic or otherwise in a dangerous area.
- Report the Accident – call 911 if anyone needs medical attention. Otherwise, report the accident as required, which is typically within 48 hours or five days, depending on the circumstances of the accident.
You will also want to ensure that you collect as much information as possible from the other involved parties. This includes names, insurance information, and contact details.
Can a Boating Accident Cause a Severe Injury?
While any accident has the potential to cause serious injuries, boating accidents present a unique danger that does not exist in most other vehicle collisions: drowning. In addition to drowning and near-drowning injuries, a boat accident can cause:
- Fractures
- Hypothermia
- Spinal injuries
- Head injury and traumatic brain injury
Targeted Experience Dealing With Insurance Companies After Boating Accidents in Connecticut
The accident attorneys at D’Amico Pettinicchi Injury Lawyers have extensive experience navigating the complexities of injury claims caused by negligent and reckless conduct. When you want aggressive yet compassionate representation, contact us to schedule a free consultation. We will provide advice on talking to insurance companies after a Connecticut boating accident.